How do I start the process of moving towards better credit?
Knowledge is power. Know what your score is, how you got it, who determines it and how you can change it.
So, the 1st step is taking a look at where you are right now. You need to recognize what factors currently are affecting you. Get your credit report here at this site and study it closely. You may be shocked at what you discover. After you learn the information there, look into its significance. Then determine actions that can be taken to improve your score rapidly.
Know what determines your credit score
Benefit from knowing the things that are helping you and hurting you. Being aware of the factors that make up your score is the first step towards positive change.
You will know how to make the right moves to build and maintain a good credit score.
Facing adversity when it comes to your credit score
There could be many items on your report that are affecting you adversely. These could even be errors that you will need to address. There may be things you didn’t even know were there.
Perhaps you will find inquiries that weren’t authorized, late payments you made on time, collections accounts you paid for long ago, or judgments that never happened.
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What do you have to gain from the GetBetterCredit RecoveryPath™ program?
1. Learn the implications credit can have on your life
After you know what you are facing, you can develop a positive attitude that leads to good decisions and long-term success. Over your lifetime companies you encounter will pass judgment on you based on your credit score. It can affect getting employment, renting a home or getting good insurance coverage.
Did you know that a sequence of missteps with credit can cost you $2M during your life? MSN Money’s personal finance columnist Liz Pulliam Weston asserts this in her 2010 National Best Seller “Your Credit Score”. - Watch the first video lesson and you’ll realize the steps you take are critical.
2. Grasp the 5 elements that influence your credit score
It is critical to know the elements that distinguish your credit score. By knowing where your relationship with each is currently, you have a starting point to begin changing them for the better.
Do you have great credit? Perhaps you intuitively have developed habits that have led you there, but you don’t know for sure how it happened. If this is the case, you can still take away several tips from this lesson in learning how to keep it that way.
3. Learn the meaning of items on your credit report
All of the items on your credit report are there for a reason. We help you analyze how they got there.
GBC RecoveryPath™ gives you a method to analyze the negative items on your report. Based on the information you have found, you can formulate the steps to take to benefit from it.
Even if you have a very long credit report because of your history, it can be analyzed section-by-section. Then you can take steps to change it for the better.
4. Take command of your financial future
Survey groups with hundreds of consumers like you have contributed to our knowledge base, along with blog commenters and emails from visitors to this site. They have let us know about the challenges they face and the implications credit has had on their lives. You are probably facing similar circumstances. It is through our experience that we can help you better.
Remember, EVERYTHING on your credit report affects your score. You may even have debt collectors calling you. We will train you on how to address the items that may be having a negative impact. By becoming awakened to these things you will make yourself more creditworthy or a better candidate for loans in the future.
5.The moves you make determine your credit
The key thing to taking advantage of the credit scoring model is portraying yourself as someone who has used credit responsibly. Paying your bills on time is good, but it plays a small overall role in the model.
You need to learn to structure your future credit by making the right moves.
You must manipulate the credit scoring model to get a high score. You use it to develop the image that you are a low risk. This means developing a strategy to do so. Using this strategy, you choose the appropriate combination of credit cards, loans and payment history to build your score.
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See what the GetBetterCredit RecoveryPath™ program can do for you
Get started with the RecoveryPath™ Bronze membership for free
The GBC RecoveryPath™ Bronze membership is a simple, user-friendly way to get started with the GetBetterCredit RecoveryPath™ program.
After trying it you may be inspired to develop your skills further by enrolling in one of our home training programs.
Don’t let bad credit ruin your life
It’s the difference between things you can and can’t afford.
Good credit can make everything easier for you. Affordable credit card payments and loan rates mean more peace of mind. Build a more secure financial foundation for yourself and your family. You will be free of the stress that bad credit brings.
All you need to do is enter your email on this page to find out the changes in your life that will be brought about in your life because of our Credit Solution Program.
So start now with your free Bronze membership
It’s your first step to regaining financial strength. The GBC RecoveryPath™ Bronze membership provides you with the know-how, inspiration and strategy you will need.
We start from a ground level and build your skills from there. There will be no more fearing for your future because you will be shaping it.
When you have worked through the video lessons, you will begin to feel liberated from the financial problems that have been holding you back. You’ll have a newfound awareness of how credit has been affecting you, and how you can turn the situation around and start affecting your credit.
Start taking control of the future with your FREE enrollment.
The 6-video GetBetterCredit Bronze Edition learning process
“The truth will set you free”
Discovery is the first step towards recovery…members of the free GBC RecoveryPath™ Bronze membership know their credit score today, immediately, including all factors that influenced it.
Things you can do to help your score right now
Learn about how the credit scoring model can work for you or against you. Based on 5 rules of credit scoring, come up with a debt optimization strategy to direct the scoring model’s results in your favor for an exceptional score.
Addressing negative items
Learn to systematically address the negative items on your credit report. These include late pays, charge-offs and others. Analyze your report using the RecoveryPath™ method and develop a strategy to get them removed.
Never pay very old debt – The law that protects you!
The statute of limitations exempts you from paying very old debt. Creditors, credit bureaus and debt collectors align against you to unfairly take advantage of you, including collecting debt that is too old to be legally pursued.
Confronting debt collection
Do you have collections accounts on your credit report and people calling you constantly? There are rights you have that can shield you from their intimidation. Know the laws to take away their advantage, make it yours and stop them from calling.